One of the most useful apps on my iPhone is the free Chase app that I reviewed just over a year ago. Any bank app is useful when you want to do basic features like check your account balance, but the Chase app is particularly useful because it includes the ability to deposit a check on your iPhone. Using a feature that Chase calls QuickDeposit, you simply use the iPhone app to take a picture of the front and back of your check, and after a few taps, your deposit is finished. Not only can you deposit a check any time of day or night, you can deposit a check without having to actually go to the bank or an ATM machine. It's like magic.
My only criticism of this app has been the deposit limit. Chase has only allowed a deposit of up to $1,000 a day and up to $3,000 a month using the app. Fortunately, according to a message that Chase recently sent to users of QuickDeposit (which includes not only users of the Chase iPhone app but also the Chase Android app), starting this weekend Chase is raising the limits to $2,000 a day and $5,000 a month. The message that I received from Chase states:
Date: 09-24-2001 18:20:00
From: Chase Online
Subject: Important update to your Chase QuickDeposit(SM) AgreementDear Chase Customer:
You are receiving this message because you are enrolled in Chase QuickDepositSM. We are increasing the deposit limits for this service effective October 2, 2011.
As a consumer or business customer, you can deposit as much as $2,000 on any day and as much as $5,000 over any thirty (30) day period.
We updated the Chase QuickDeposit Service Agreement (Single Check Deposit) to reflect this information. Your continued use of the Online Services acknowledges your agreement to the amendment. The updated agreement will be available online on October 2, 2011. You can review the latest agreement anytime by logging on and clicking the "Legal Agreements and Disclosures" link at the bottom of any page.
We appreciate your business and look forward to serving all of your financial needs. Please call us at 1-877-CHASEPC (1-877-242-7372) if you have any questions.
Sincerely,
William S. Sheley
Senior Vice President
Chase Online Banking
The increased deposit limits starting this Sunday, October 2, 2011 will make the Chase app even more useful. If you are a Chase customer and you don't already use this app, you really should.
Click here for the Chase app (free): 
